To qualify for a mortgage loan, you typically need to have a steady source of income and a good credit score. Lenders will want to see that you have been employed for a certain period of time, usually at least two years, and that you have a consistent income. Self-employed individuals may need to provide additional documentation to prove their income. It’s important to have all of your financial documents in order before applying for a mortgage loan. There are exceptions to these rules and can navigate scenarios outside of the 2 year work history window. Want to learn more? Give us a ring!