Private mortgage insurance is required on conventional loans where the loan amount is greater than 80% of the property value or purchase price. Call us today to learn about our PMI discounts! We are better, quicker, and local mortgage brokers located in in Fairfield, California offering low mortgage rate options. We serve all of California and are available 7 days a week and anytime. Call us or visit our website to learn about getting pre-approved for a purchase or look at refinance options.