Lowering your overall expenses before you purchase a home will put you in a better position to qualify for a higher loan and possibly increasing your credit scores. Your debt-to-income ratio (DTI) = your monthly debt payments ? by your gross monthly income. Mortgage lenders use this number to measure your ability to pay back a loan. Mortgage brokers (that’s us!) use this number to shop multiple lenders to ensure you get the best, least expensive loan.

Looking for a mortgage company nearby? We are better, we are quicker, and we are local mortgage brokers based out of Fairfield, California. We aim to be the best mortgage company with low mortgage rate options for a purchase loan or refinance. We serve the mortgage needs for the cities of Fairfield, Vacaville, Vallejo, and all of California. Call us or visit our website to learn more on how to get pre-approved for a home loan or options for refinancing your existing mortgage.