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(707) 368-1077
  • PURCHASE
    • The Process
    • Credit
    • Getting into Contract
  • REFINANCE
    • Lower Your Mortgage Payment
    • Pay Off Debts
    • Home Improvement
    • Eliminate PMI
    • Fixed Rate Mortgage
    • Pay off your home faster
    • Get Cash out
    • How a refinance can help
  • LOAN PROGRAMS
    • First Time Home Buyer Programs
    • Types Of Loan Programs Fixed vs Adjustable
    • Mortgage Refinance
    • FHA 203k Loan
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • Jumbo Loans
  • RESOURCES
    • Real Estate
    • Local Resources
    • Recommended Professionals
    • Newsletter
    • Glossary
    • Calculators
  • COMPANY
    • About Us
    • Areas We Serve
    • Contact Us
    • Reviews
    • Review us
    • Mortgage Blog
  • APPLY NOW

Sacramento Down Payment Requirements Explained : You Don’t Need 20% Down to Buy a Home

Posts Tagged ‘sacramento real estate’

Sacramento Down Payment Requirements Explained : You Don’t Need 20% Down to Buy a Home

July 8, 2026

One of the biggest myths about buying a home is that you need a 20% down payment. The truth is, most homebuyers today do NOT put 20% down. In fact, many loan programs allow qualified buyers to purchase a home with as little as 3% to 3.5% down, making homeownership much more affordable than many…

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Buying a Home in Sacramento, California: Neighborhoods, Prices, and Why Local Guidance Matters

February 19, 2026
Sunset view of Sacramento, California with city skyline, Tower Bridge, and State Capitol. Text overlay highlights affordability and growth.

If you’re thinking about buying a home in Northern California, the Sacramento area is becoming one of the most popular places to look. Many buyers are moving here because it offers more space, more affordable home prices, and easy access to both the Bay Area and local job centers. Whether you’re a first-time buyer or…

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490 Chadbourne Road
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Fairfield, CA 94534

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490 Chadbourne Road, Suite A147 Fairfield, CA. 94534 | O: 707-368-1077|C: 925-302-6422 |NMLS# 1928590 | Mortgage Masters Lending Inc is licensed by the California Department of Real Estate, #02113411 www.nmlsconsumeraccess.org | Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rates are subject to change with market conditions.

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