Make sure you pay those credit card bills on time. If you don’t, it could negatively impact your credit score, which helps determine the rate you can get on a home loan. Message me to learn more. We are better, quicker, and local mortgage brokers located in in Fairfield, California. We offer low mortgage rate options for a purchase loan or refinance. We serve all of California. Call us or visit our website to learn about getting pre-approved or refinance options.