One surefire way to lower your debt-to-income (DTI) ratio is to pay off credit card debt, car loans, or other loans. A lower debt-to-income ratio will improve your financial health, and your mortgage loan approval odds. Also having a low debt to income ratio will give you a better chance of qualifying for a higher purchase price. Find your dream home, start today but consulting with me to see how we can create a plan to help you get pre-approved for a home loan today.

We are better, we are quicker and we are local mortgage brokers located in Fairfield, California. We aim to be the best mortgage company with low mortgage rate options for refinances and a home loan purchase. We serve the mortgage needs for all of California, the cities of Fairfield, Vacaville, Vallejo, and surrounding cities. Call us or visit my website to learn more on how to get pre-approved for a mortgage or existing homeowners looking to lower your interest rate or cash out through a refinance.