Credit Tip: For a higher credit rating, having three open and active credit cards may be better than one. Take the steps today to improve your credit score so in the future, you can secure the lowest rate mortgage possible. Reach out for additional credit tips. We are better, quicker, and local mortgage brokers located in in Fairfield, California. We offer low mortgage rate options for a purchase loan or refinance. We serve all of California. Call us or visit our website to learn about getting pre-approved or refinance options.