There have been a lot of shifts in the housing market lately. Rates are at an all time low. Housing affordability is at an all time high and with millennials starting to flood the market and purchase, it will only create more of a shortage of homes. Often times renting can be much more costly over time and the longer you wait the higher prices will be. Luckily cities such as Fairfield, Vacaville, Suisun City, and Vallejo (Solano County) are still affordable compared to other bay area counties. Don’t keep waiting take advantage of the low rates to purchase a home now! Now if you currently own and purchased last year or a few years ago, you now have some equity. Look at refinancing to lower your payment, take cash out to pay off debts, take cash out for home improvements, get rid of PMI, or pay off your home loan faster. We have several options for you. We offer a free assessment to figure out what your refinance options are. Consider your options and start saving money through a refinance. Now’s the time that your interest in purchasing or refinancing a home should be going up. Work with us to get up to speed and find the loan that’s best for you!